MGT Insurance offers small commercial quotes inside ChatGPT and Claude

MGT Insurance has opened its small commercial quoting system to independent agents inside ChatGPT and Claude, putting carrier pricing into tools brokers may already use, the US insurer said on 16 October.

An agent describes a business in plain language, or uploads documents, and receives what MGT calls a "real rate" without leaving the assistant, insurewire reported.

MGT called itself the first carrier to offer products to independent agents through the two assistants. The claim is MGT's own.

The launch puts access to a carrier's rating process inside general-purpose AI assistants. MGT keeps the final review and binding step in its own portal.

MGT credits the pricing to Aimee, its quoting and appetite agent. Aimee builds a price from the information supplied, asks follow-up questions when data is missing and discloses the assumptions behind the quote.

Binding does not happen in the chat. The quote ends up in MGT's portal, where the agent reviews it before binding.

Coverager reported on 18 October that access runs through MGT's Model Context Protocol integration. MCP connects AI assistants with external tools and services.

Agents must contact an MGT territory manager or its broker success team to get access.

MGT writes on its own paper through CM Select Insurance Company, which it bought from Church Mutual in 2023, and operates in 43 states plus Washington, DC, insurewire said, citing Insurance Business.

Related coverage: Insurify opens its marketplace to personal AI agents with an MCP gateway and Opterrix launches AI tool for portfolio exposure and accumulation.

Sources

• insurewire: MGT says independent agents can quote its insurance inside ChatGPT and Claude
• MGT Insurance on LinkedIn
• Coverager: MGT brings products to ChatGPT and Claude

CoverWire is a news and information service. Nothing here is investment advice.