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# NBS makes professional indemnity cover available to brokers on Recorder
- URL: https://thecoverwire.com/nbs-professional-indemnity-live-recorder-api/
- Published: 2026-10-14T10:00:00.000Z
- Updated: 2026-11-02T11:34:58.000Z
- Description: Brokers can send professional indemnity risks from Recorder straight into NBS, which keeps its own questions, rating and underwriter review.
- Author: CoverWire
- Tags: Brokers, #desk-london-market

NBS has made its professional indemnity product available through Recorder, giving brokers an API link to NBS's existing underwriting process, the London software company said on 14 October.

The integration is live. Brokers can capture risk information in Recorder and submit it directly into NBS's system, reducing re-keying while preserving NBS's questions, rating and rules.

The launch offers a model of digital distribution in which the broker-facing platform connects to a provider without replacing its underwriting approach.

Once a submission reaches NBS, it follows NBS's usual process. NBS uses its own question set, rating and rules, and presents each risk to its underwriters. Quotes and documents are returned to the broker through Recorder.

Recorder said the API-first design lets NBS retain control of that approach while providing brokers with another route to its PI product.

"Making brokers' lives easy is at the heart of how we develop our products and technology, and this integration gives brokers another way to access our PI offering," Steve Cowman, managing director at NBS, said in Recorder's announcement.

Cowman said a request from a broker using Recorder prompted the integration.

Matt Hicks, co-founder of Recorder, contrasted the approach with online trading based on a standard set of questions.

"For years, insurers were told that trading online meant squeezing their products into a standard question set. That was e-trade. It made every product look the same and stripped out the judgement that sets a good underwriter apart," Hicks said.

"API-first products reverse that. NBS ask their own questions, price with their own rating and put every risk in front of their own underwriters," Hicks said.

The Managing General Agents' Association also published the announcement. The integration was announced at The Broker Exchange Regional event in Leeds, according to an MGAA post.

Related coverage: [Brokers Alliance opens agency book data to AI assistants with MyAdvisorData](https://thecoverwire.com/brokers-alliance-myadvisordata-ai-assistants-book-data/) and [Marsh index shows UK commercial insurance rates fell 8% in Q3](https://thecoverwire.com/marsh-gimi-q3-uk-commercial-rates-fall-8-percent/).

## Sources

- [Recorder: NBS professional indemnity now available via API on Recorder](https://www.recorder.tech/blog/recorder-nbs-professional-indemnity-now-available-via-api-on-recorder?ref=thecoverwire.com)
- [MGAA: Recorder and NBS professional indemnity](https://mgaa.co.uk/recorder-nbs-professional-indemnity-now-available-via-api-on-recorder/?ref=thecoverwire.com)
- [MGAA on LinkedIn: announcement at The Broker Exchange Regional, Leeds](https://www.linkedin.com/posts/managing-general-agents%27%E2%80%8B-association%5Fprofessionalindemnity-insurancenews-technology-activity-7516435203100147712-0aE6?ref=thecoverwire.com)